What to do if you're hoarding gold but team keeps making calls?

Hi everyone, happy monday! So I recently played a game as Pyke support, which got me to my Gold 4 promotions (again (yay)), and at one point I was hoarding something like 3000 gold on me. In low elo people don't always listen to your objections to something, and I'm wondering what should I do if I'm hoarding a massive amount of gold, but my team insists on going to fight or getting Baron/Dragon? Thanks to all the responses in advance!
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