I never be baned ,but I have question about that!

Why exist chat ban,and perma ban for flame?what is point of that,become player who are toxic can create new account and be toxic again.and if you spend money on riot points to buy skin or champion it's rly bad to all money go in air .why riot games don't look people who spend your real money .and that account is my I spend money on him and with your account you can do what you want isn't.I think riot should look new rules about toxic player not perma ban that will destroy this game.why some people hate when someone flame ,is flame rly hurt you or what ,you never see this player personally to be scared of him?what is all point of this rules?
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